Bank-grade protection as infrastructure.
For every institution the megabank budget leaves behind, and the people they serve. A neutral overlay that sits above your core and below the rails, proven in a read-only shadow-mode pilot before it ever touches a decision.
A 90-day read-only shadow-mode pilot. Nothing auto-closed. Zero exam risk.
WARD lands by proving itself on your own traffic before it is ever in the path of a decision. You see exactly what it would have recovered and held, with the evidence and the named approver, while your team keeps full control.
Read-only, day one
WARD observes your real flows and shows what it would recover and what it would hold. Nothing is auto-closed. No exam surface.
Outcome-priced
Recovery is priced as a percentage of what comes home. Protection is priced to outcomes, from a $50M credit union to a $5B regional.
No rip-and-replace
A neutral overlay, not a core migration. It sits above what you already run and a human approves every filing.
Above your core. Below the rails. Loyal to neither vendor.
Vendor-independent by design. WARD is the neutral control point between the systems you bought and the rails you settle on.
Any core, any stack
Fiserv · FIS · Jack Henry · Verafin · Plaid. WARD reads the ledger from the systems you already run and writes nothing back without a human.
Every rail money moves on
FedNow · RTP · wire · card · stablecoin. WARD verifies the payee and intercepts the mule pre-send, out of band, fail-open, step-up not block.
Products: WARD Recovery (contingency recovery), WARD Clearance (glass-box AML triage + SAR-narrative overlay), WARD Verify (pre-send Confirmation-of-Payee + mule interception), and The Decision Ledger (the neutral oversight layer above any agent).
Pre-diligenced, one-to-many, through the channels you already trust.
WARD arrives through your CUSO, your state league, ABA and ICBA, or your core marketplace, so the diligence is done once and the protection reaches every member.
Bring WARD to your members
One integration, many institutions. Recovery funds the rollout and every recovered dollar mints a label the network shares.
Protection as a member benefit
Long-tail first. The institutions carrying megabank mandates on two- and three-person teams get bank-grade defense without bank-grade budgets.
Installed where you already buy
WARD plugs into the marketplace you already use, so procurement is a switch, not a project.
Megabanks earned later, as the neutral governance control tower over the agents they already build.
See exactly what WARD would recover.
A free, read-only shadow scan on your own traffic. No rip-and-replace. Zero exam risk.