Your money, with a guard on it.
The first neutral financial-crime analyst that answers to you, not to the rail. Money Guard recovers what you are owed and pauses the scam before it sends, across every account you own.
Loyal to you. Bound to it.
Most fraud tools work for the bank or the merchant. Money Guard works for you, and it is bound by a fiduciary structure that makes that legally true.
Recover what you are owed
Zombie subscriptions, duplicate charges, missed refunds, and unclaimed property, found and recovered across all your accounts.
The scam-shield
A first-time send into a flagged urgency window gets a calm pause and a plain-language reason, before the money is gone. Step up, not block.
An opt-in guardian
Invite a parent or family member into a circle of care, so the people most targeted by scams have a second set of eyes that loves them.
A guard that answers to you, and says so.
Consumer-owned, neutral, and bound by a fiduciary public-benefit structure from day one. We never sell you out to the rail you are trying to be protected from.
"We answer to you" is legally true
Public-benefit and data-cooperative bound, so your interest is the only interest the guard serves.
Recovery that never harms your bank
We launch on categories where everyone wins: refunds, duplicates, zombie subscriptions, unclaimed property. We are never an adversary to the community banks that protect you too.
Protection funded honestly
The protective tier is free, funded by recovery and by the institutions that license WARD, never by selling your data.
Privacy by construction: derived signals and hashed identifiers only, strict differential-privacy budgets, never raw PII. A human governs every decision.
Put a guard on your money.
Free to start. Consumer-owned. Loyal to you. We will email you the moment Money Guard opens.